Insurance

Tweeter

Students who are registered and people considered to be students because they have been authorised to frequent university premises for the purposes of study, research and scientific work are covered.

Coverage

Civil liability:

In the event of damage caused to third parties or to the belongings of third parties (as a result of error, negligence, carelessness ...) during academic activities and during the journey between home and ULg (or placement location).

Physical accidents:

In the event of a sudden accident resulting in a physical injury and where one of the causes was not the victim.  Contribution towards medical, pharmaceutical and other costs, in proportion to the INAMI tariff.

Workplace accidents:

New regulations extend the field of application of the 10 April 1971 law on workplace accidents relating to students carrying out a placement foreseen in their course of study (either in Belgium or another country).  From now on, in the event of an accident occurring during a placement, it suffices to fill in a workplace accident report.

NB: the legislation relating to interns places an obligation upon every employer to complete a risk analysis form in advance of the student's first placement.

University activities

The entire university life, in its broadest sense, both on and off campus and the activities associated with it, before and after lectures and even during public holidays and out of term time, in Belgium and any other country.
Activities which are undertaken by students exclusively in their private capacity are not covered.

Geographic coverage

Coverage during activities within the University or during the student's normal journey between home and where his or her activities take place (and vice versa), as well as during a placement, visiting a company and working in Belgium or abroad, as foreseen in the course programme.

Procedure in the event of an accident

• Civil liability: Report  
• Physical accidents - students: Report
• Physical accidents - interns: Report
• Physical accidents -  student monitors: 
  - proforma A (report form)
  - proforma B (medical certificate)
  - proforma C (additional information) 
  - witness statement
  - SSA 1B (Medex medical certificate) 
  Formalities : see procedure
• Physical accidents - student workers: Report
  Formalities : see procedure